Commercial Insurance
We provide tailored coverages whether you are a sole proprietor, LLC or an incorporated business.
We have competitive packages for retailers, contractors, restaurants, property owners, sales representatives, home businesses, light industrial and many more.
Business Owners Policy
The Business Owners Policy can cover liability, buildings, business personal property and personal property of others, and income protection. Many optional coverages are available according to your business needs.
The Business Owners Policy is a comprehensive policy that includes many additional coverages at no additional cost. It is intended for more mainstream businesses.
Commercial Package Policy
While a business owners policy works for many, some businesses are more unique or have greater exposure than is anticipated for a BOP. In those situations we can offer a Commercial Package Policy. These can also be tailored to a company’s individual situation as they provide property, liability and loss of income coverages.
Workers’ Compensation & Employment Liability
Our Workers Compensation & Employers Liability programs provide coverage to comply with the responsibilities imposed upon an employer by the laws of North Carolina. Workers Compensation insurance provides coverage for injury or disease sustained by your employee arising in the course and the scope of their employment regardless of negligence on your part.
Employment Practices Liability
Employers Liability insurance provided necessary protection in the event you negligently cause a work-related employee injury that is not covered by the workers compensation system.
EPLI (Employment Practices Liability Insurance) provides coverage and defense costs for claims against your business for harassment, discrimination, failure to hire, wrongful termination, and other similar claims. Coverage can be purchased for just claims made by employees and by third parties.
Contractors Coverage
Coverage can be provided for liability, building, business personal property and personal property of others, and income protection. There are many optional coverages available according to your trade and unique situation.
General Liability
Coverage is available when all you need is the liability coverage for your business.
Commercial Automobile
We can insure a single vehicle that is titled and used in a business or a whole fleet. A range of coverages and deductibles are available. We can cover most businesses.
Landlord Policy
We have comprehensive packages designed to meet the unique needs of small or large risks, single homes or large apartment complexes.
